The Total Money Makeover Workbook: Classic Edition: The Essential Companion for Applying the Book’s Principles Paperback – January 2, 2018 by Dave Ramsey

Description

Author: Ramsey Dave

Brand: Thomas Nelson

Edition: Workbook

Package Dimensions: 19x254x449

Number Of Pages: 256

Release Date: 02-01-2018

Details: Product Description
New York Times best seller! More than five million copies sold!*
You CAN take control of your money. Build up your money muscles with America’s favorite finance coach.
Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover: Classic Edition.
By now, you’ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. And it’s based on results, not pie-in-the-sky fantasies. With The Total Money Makeover: Classic Edition, you’ll be able to:

Design a sure-fire plan for paying off all debt—meaning cars, houses, everything
Recognize the 10 most dangerous money myths (these will kill you)
Secure a big, fat nest egg for emergencies and retirement!

Includes new, expanded “Dave Rants” sidebars tackle marriage conflict, college debt, and more. All-new forms and back-of-the-book resources to make Total Money Makeover a reality.
Dive deeper into Dave’s game plan with The Total Money Makeover Workbook: Classic Edition. The Total Money Makeover: Classic Edition is also available in Spanish, transformación total de su dinero.
About the Author
Dave Ramsey is a #1 national bestselling author, personal finance expert, and host of The Dave Ramsey Show, heard by more than 16 million listeners each week. He’s authored seven national bestselling books including, The Total Money Makeover, EntreLeadership, and Smart Money Smart Kids. Since 1992 Dave has helped people regain control of their money, build wealth, and enhance their lives. He also serves as CEO for Ramsey Solutions.
Excerpt. © Reprinted by permission. All rights reserved.
The Total Money Makeover Workbook
A Proven Plan for Financial Fitness

By Dave Ramsey
Thomas Nelson

Copyright © 2018 Dave L. Ramsey III
All rights reserved.

ISBN: 978-1-4002-0650-6

Contents

1. The Total Money Makeover Challenge, 1,
2. I’m Not That Out of Shape: DENIAL, 15,
3. Debt Is (Not) a Tool: DEBT MYTHS, 39,
4. The (Non)Secrets of the Rich: MONEY MYTHS, 69,
5. Ignorance and Keeping Up with the Joneses: TWO MORE HURDLES, 97,
6. Walk Before You Run: SAVE $1,000 FAST, 109,
7. Lose Weight Fast, Really: THE DEBT SNOWBALL, 145,
8. Kick Murphy Out: FINISH THE EMERGENCY FUND, 67,
9. Be Financially Healthy for Life: MAXIMIZE RETIREMENT INVESTING, 175,
10. Make Sure the Kids Are Fit Too: COLLEGE FUNDING, 195,
11. Be Ultrafit: PAY OFF THE HOME MORTGAGE, 207,
12. Arnold Schwarzedollar, Mr. Universe of Money: BUILD WEALTH LIKE CRAZY, 221,
13. Live Like No One Else: REACH THE PINNACLE POINT, 237,
About the Author, 244,
Notes, 245,

CHAPTER 1
The Total Money Makeover Challenge

Key Concept #1
No Money … Is No Fun
I remember the feelings vividly. For several years in my twenties, I faced the end of every month with dread. I had too much month left at the end of my money. I was not having fun.
I wasn’t afraid of hard work and sacrifice. I didn’t need a secret formula for making money. I didn’t need a positive-thinking guru to pump me up and tell me to have a positive attitude. I was simply sick and tired of being sick and tired when it came time to “do the bills.” I felt hopeless, as if I were running a financial race with no traction and no ground covered. Money came in and money went out, with nothing real to show for my effort or income.

What About You?
Do you feel as if you have full control over your money … or are your bills controlling you? The amount of control you have over financial matters is often reflected in how you feel about money matters in